Mariam, Nigeria

PFM Academy is your best plug for anything personal finance coaching. In whatever field you find yourself, if you are interested in financial discipline pfmAcademy is your best plug.

As a finance professional myself, I happen to be a “baller” my motto is enjoying life. I earn, use it for self care and have a good time. However, Tolu a long-time buddy happens to be someone who preaches to me about delayed gratification. She is team earn, save, invest then ball.

That delayed gratification took a lot of discipline, but Tolu is that person who would hold your hand guide you like an accountability partner step-by-step. Yea, it would be tough at the beginning, but she would be there giving you that little nudge until you get to your desired objective.

Believe me. It’s worth it, you earn, save, invest then go “balling”. PFM Academy you best plug for anything personal finance coaching. Tolu thumbs up.

Before I joined PFM Academy, I was just a classroom teacher and a lover of make-up. Like, if I were taken to a drugstore on a blank cheque, I will go for all the makeup items in that store. Then, one evening I had a 1-1 session with Tolu from PFM (we use to be church members during our childhood) and she asked how I was doing in my profession. I complained on how “Teachers take home, were unable to take them home here in Nigeria” she asked of my passion and encouraged that I could use that to start a ‘side blessing’ that’s what she tagged it. During the lock down I enrolled for a makeup course where I came out second best and boom! I began my side blessing after that. I makeup people for good money and yes, I still buy makeup products but this time, I buy for people and then make my profit. Thank you, Sis.